Bad Credit and Finance Info http://catcitydeals.com Bad Credit Help For You Right Now Tue, 30 Dec 2008 05:44:15 +0000 http://wordpress.org/?v=2.6.3 en Credit ? http://catcitydeals.com/credit/credit/ http://catcitydeals.com/credit/credit/#comments Tue, 30 Dec 2008 05:44:15 +0000 admin http://catcitydeals.com/credit/credit/ credit
bill asked:

I am only sixteen, but my dad says that if I want to buy a car– and eventually an apartment or a house I need to establish a line of credit. How do I do this? Whats a good way to get started?

Kimora

]]> http://catcitydeals.com/credit/credit/feed/ What is the best credit card I can get to start building my credit with? Or how can I start building my credit? http://catcitydeals.com/credit/what-is-the-best-credit-card-i-can-get-to-start-building-my-credit-with-or-how-can-i-start-building-my-credit/ http://catcitydeals.com/credit/what-is-the-best-credit-card-i-can-get-to-start-building-my-credit-with-or-how-can-i-start-building-my-credit/#comments Sat, 27 Dec 2008 16:44:23 +0000 admin http://catcitydeals.com/credit/what-is-the-best-credit-card-i-can-get-to-start-building-my-credit-with-or-how-can-i-start-building-my-credit/ credit
wrightemail256 asked:

Can I start building my credit by paying for things with my bank card and telling them to charge it on credit? (I do not know much about how to build my credit so please help me!)
Question: Best credit card to get to starting building credit and can I build my credit by using my bank card and telling them to charge it on credit instead of debit?

Harmony

]]> http://catcitydeals.com/credit/what-is-the-best-credit-card-i-can-get-to-start-building-my-credit-with-or-how-can-i-start-building-my-credit/feed/ What credit card should I go for citi bank or bank of america? http://catcitydeals.com/credit/what-credit-card-should-i-go-for-citi-bank-or-bank-of-america/ http://catcitydeals.com/credit/what-credit-card-should-i-go-for-citi-bank-or-bank-of-america/#comments Thu, 25 Dec 2008 08:07:15 +0000 admin http://catcitydeals.com/credit/what-credit-card-should-i-go-for-citi-bank-or-bank-of-america/ credit
azkoolchik asked:

I have a credit score of 700 and wanting another credit card. I was thinking about citi bank or bank of america. What one should I get? I only have one other credit card from Wumu. I want a credit card that report to the 3 credit bureaus every month. Anyone has either one of these cards, if so, what one did you like and why?

Kaeden

]]> http://catcitydeals.com/credit/what-credit-card-should-i-go-for-citi-bank-or-bank-of-america/feed/ How exactly do ‘interest only’ mortgage loans work? When do I pay on the principle of such a loan? http://catcitydeals.com/credit/how-exactly-do-interest-only-mortgage-loans-work-when-do-i-pay-on-the-principle-of-such-a-loan/ http://catcitydeals.com/credit/how-exactly-do-interest-only-mortgage-loans-work-when-do-i-pay-on-the-principle-of-such-a-loan/#comments Wed, 24 Dec 2008 09:20:24 +0000 admin http://catcitydeals.com/credit/how-exactly-do-interest-only-mortgage-loans-work-when-do-i-pay-on-the-principle-of-such-a-loan/ loans
ronidl76 asked:


I know APR loans are a bad idea, but how would an interest-only loan work? Would it still be a 30 year note, or do they extend the loan? Would I be able to get a fixed rate with an interest-only mortgage loan?

Nataly
]]> http://catcitydeals.com/credit/how-exactly-do-interest-only-mortgage-loans-work-when-do-i-pay-on-the-principle-of-such-a-loan/feed/ Student loans not in repayment or in deferral included in a mortgage loan application as an expense? http://catcitydeals.com/credit/student-loans-not-in-repayment-or-in-deferral-included-in-a-mortgage-loan-application-as-an-expense/ http://catcitydeals.com/credit/student-loans-not-in-repayment-or-in-deferral-included-in-a-mortgage-loan-application-as-an-expense/#comments Mon, 22 Dec 2008 18:45:33 +0000 admin http://catcitydeals.com/credit/student-loans-not-in-repayment-or-in-deferral-included-in-a-mortgage-loan-application-as-an-expense/ loans
Ana C asked:


Am applying for a mortgage loan and have two school loans already on my credit report but specify one is not in repayment and second is deferred. However, the loan application is requesting all expenses listed on my credit report. Are these loans not in repayment included in my expense ratio?

Sabrina
]]> http://catcitydeals.com/credit/student-loans-not-in-repayment-or-in-deferral-included-in-a-mortgage-loan-application-as-an-expense/feed/ What Loan company will take over my federal student loans when the loans are in default? http://catcitydeals.com/credit/what-loan-company-will-take-over-my-federal-student-loans-when-the-loans-are-in-default/ http://catcitydeals.com/credit/what-loan-company-will-take-over-my-federal-student-loans-when-the-loans-are-in-default/#comments Mon, 22 Dec 2008 01:39:11 +0000 admin http://catcitydeals.com/credit/what-loan-company-will-take-over-my-federal-student-loans-when-the-loans-are-in-default/ loans
Dat_1_Chiq asked:


What Loan company will take over my federal student loans when the loans are in default so I can go back to school?
My loans are government loans from Saillie Mae. I owe them under $5000.
I heard about this company that will take over your school loans from them but I don’t know the name of the company.

I am at the point where I can’t get a federal student loan until I pay this off.

Javion

]]> http://catcitydeals.com/credit/what-loan-company-will-take-over-my-federal-student-loans-when-the-loans-are-in-default/feed/ How do construction loans work? http://catcitydeals.com/credit/how-do-construction-loans-work/ http://catcitydeals.com/credit/how-do-construction-loans-work/#comments Sun, 21 Dec 2008 05:24:29 +0000 admin http://catcitydeals.com/credit/how-do-construction-loans-work/ loans
amber asked:


My husband and I are working with a builder of a subdivision we are planning on building in. We chose a home from the options this builder has for the sub. To get started on the house, we need to give him $5,000 down. However we do not have the funds saved so we are able to do a construction loan. I’ve heard so many things about construction loans and how the fees are horrible. Yet, its been so hard for me to find any information. Would the fees be that steep, even though we only need $5000 down? Is there any specific banks/companies out there that make this process easier that anyone would recommend? Any help or information would be greatly appreciated. Thank You!

Gabriel
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